Debt is the outcome from living beyond our means and wanting it all now. But if you are serious about getting into the black and living a life that makes you happy, there are some simple ways to get back on track.

Evaluate each and every purchase you make - Even if it is a simple question that runs through your head asking yourself if you really need this.

Track every penny - At least sit down and consciously do this for a good 30 days to see where the money is leaking out. I have found that most of my money leaks when it comes to food (vending machines, fast food)