You don't need me to tell you that the economy is in dire straits; it's heavily covered on every news channel and website. More and more, people are scratching and clawing to improve their personal finances whether it's new techniques to save more money or creative ways to earn extra cash.

Web workers, thought of as 'the isolated many' aren't isolated from the economy. Contrary to what many might think, web working isn't a zero investment job; there are some significant costs associated with it. Since they are living in the same world and a part of the same economy, it's important for them to gear up and tackle the situation in a way that can cut costs without hurting their business.

If you are a web worker, consider starting with the following tips and then see if you need to cut more on certain other aspects of your work.